Buy Now Pay Later Finance

Buy now pay later with payments deferred for up to 6 months Interest Free, offered through Whitakers Of Shipley and underwritten by Novuna Personal Finance – subject to finance application approval.

Spread the cost with our buy now pay later finance options

Our simple buy now pay later finance options, allow you to spread the cost of your purchase using a 48 months Interest Bearing agreement which starts after a deferred 6 months Interest Free period

Monthly repayments will start 6 months after signing your finance agreement. Settle your agreement within the agreed Interest Free deferral period and only pay an early settlement fee of £29.00.

With a minimum spend of £250 or above, we can then offer simple finance options to help you spread the cost of your purchase.

• 48 months buy now pay later finance, with the first payment deferred for 6 months Interest Free, on orders of £250 and above.

Representative Example One:

Paid off within the deferred period

• Cash price £1,000
• Deposit £100
• Loan amount £900
• Total charge for credit £29.00
• Total amount payable £1029.00

Representative Example Two:

Paid off with the 48 Month agreement

• Price: £1,000
• Deposit: £100
• Amount of credit: £900
• Interest rate: 24.9% p.a fixed
• Representative: 24.9% APR
• Total term: 60 months 12 month payment holiday followed by 48 monthly payments of £35.03.
• Total amount payable: £1,781.44
• Early settlement fee £29

Important: Interest is calculated from the start of the agreement, which means interest will accrue during the holiday period

For further details, we ask customers to contact Whitakers Of Shipley via email, info@wos.uk.com or by phone: 01274 584709